Call reports 2010
1ST CAPITAL BANK — 2010
What 1ST CAPITAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 195,511,000 | 204,046,000 | 193,276,000 | 226,834,000 |
| Total loans | 142,139,000 | 149,892,000 | 164,663,000 | 176,988,000 |
| Allowance for loan losses | 2,174,000 | 2,339,000 | 2,548,000 | 2,723,000 |
| Securities available for sale | 11,161,000 | 13,561,000 | 15,757,000 | 14,599,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,282,000 | 175,397,000 | 164,276,000 | 197,277,000 |
| Interest-bearing deposits | 126,302,000 | 125,592,000 | 119,801,000 | 125,623,000 |
| Noninterest-bearing deposits | 40,980,000 | 49,805,000 | 44,476,000 | 71,654,000 |
| Equity capital | 27,456,000 | 27,760,000 | 28,106,000 | 28,473,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,997,000 | 4,217,000 | 6,589,000 | 9,177,000 |
| Interest expense | 350,000 | 694,000 | 1,000,000 | 1,250,000 |
| Net interest income | 1,647,000 | 3,523,000 | 5,589,000 | 7,927,000 |
| Noninterest income | 22,000 | 55,000 | 85,000 | 116,000 |
| Noninterest expense | 1,559,000 | 3,100,000 | 4,642,000 | 6,247,000 |
| Provision for loan losses | 93,000 | 257,000 | 466,000 | 642,000 |
| Pretax income | 17,000 | 221,000 | 566,000 | 1,154,000 |
| Income tax | 1,000 | 2,000 | 2,000 | 148,000 |
| Net income | 16,000 | 219,000 | 564,000 | 1,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,151,000 | 27,400,000 | 27,761,000 | 28,210,000 |
| Total capital | 28,962,000 | 29,284,000 | 29,832,000 | 30,410,000 |
| Risk-weighted assets | 144,414,000 | 150,051,000 | 165,059,000 | 175,349,000 |