Call reports 2007
1ST CAPITAL BANK — 2007
What 1ST CAPITAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|
| Total assets | 44,532,000 | 58,609,000 | 69,384,000 |
| Total loans | 6,478,000 | 23,363,000 | 36,613,000 |
| Allowance for loan losses | 140,000 | 406,000 | 594,000 |
| Securities available for sale | 500,000 | 6,028,000 | 8,338,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 13,957,000 | 29,072,000 | 40,138,000 |
| Interest-bearing deposits | 10,408,000 | 20,575,000 | 28,990,000 |
| Noninterest-bearing deposits | 3,548,000 | 8,497,000 | 11,148,000 |
| Equity capital | 30,059,000 | 29,437,000 | 28,975,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|
| Interest income | 561,000 | 1,318,000 | 2,208,000 |
| Interest expense | 30,000 | 155,000 | 388,000 |
| Net interest income | 531,000 | 1,163,000 | 1,820,000 |
| Noninterest income | 1,000 | 9,000 | 19,000 |
| Noninterest expense | 2,005,000 | 3,122,000 | 4,268,000 |
| Provision for loan losses | 140,000 | 406,000 | 594,000 |
| Pretax income | -1,613,000 | -2,356,000 | -3,023,000 |
| Income tax | 0 | 1,000 | 1,000 |
| Net income | -1,613,000 | -2,357,000 | -3,024,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|
| Tier 1 capital | 30,059,000 | 29,430,000 | 28,885,000 |
| Total capital | 30,199,000 | 29,836,000 | 29,441,000 |
| Risk-weighted assets | 14,557,000 | 32,235,000 | 44,384,000 |