Call report 2008Q2
CITIZENS BANK & TRUST COMPANY — 2008Q2
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 108,054,000 | USD | evidence → |
| Total loans | 61,265,000 | USD | evidence → |
| Allowance for loan losses | 537,000 | USD | evidence → |
| Securities available for sale | 16,691,000 | USD | evidence → |
| Securities held to maturity | 13,658,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 96,313,000 | USD | evidence → |
| Interest-bearing deposits | 79,484,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,828,000 | USD | evidence → |
| Equity capital | 9,690,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,116,000 | USD | evidence → |
| Interest expense | 1,277,000 | USD | evidence → |
| Net interest income | 1,839,000 | USD | evidence → |
| Noninterest income | 670,000 | USD | evidence → |
| Noninterest expense | 2,165,000 | USD | evidence → |
| Provision for loan losses | 40,000 | USD | evidence → |
| Pretax income | 304,000 | USD | evidence → |
| Income tax | 88,000 | USD | evidence → |
| Net income | 216,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,696,000 | USD | evidence → |
| Total capital | 10,233,000 | USD | evidence → |
| Risk-weighted assets | 70,535,000 | USD | evidence → |