Call report 2007Q4
CITIZENS BANK & TRUST COMPANY — 2007Q4
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 100,851,000 | USD | evidence → |
| Total loans | 61,283,000 | USD | evidence → |
| Allowance for loan losses | 524,000 | USD | evidence → |
| Securities available for sale | 16,401,000 | USD | evidence → |
| Securities held to maturity | 11,411,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 88,665,000 | USD | evidence → |
| Interest-bearing deposits | 72,875,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,790,000 | USD | evidence → |
| Equity capital | 9,705,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,613,000 | USD | evidence → |
| Interest expense | 2,753,000 | USD | evidence → |
| Net interest income | 3,860,000 | USD | evidence → |
| Noninterest income | 1,436,000 | USD | evidence → |
| Noninterest expense | 4,167,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,144,000 | USD | evidence → |
| Income tax | 266,000 | USD | evidence → |
| Net income | 878,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,664,000 | USD | evidence → |
| Total capital | 10,188,000 | USD | evidence → |
| Risk-weighted assets | 67,645,000 | USD | evidence → |