Call report 2003Q4
CITIZENS BANK & TRUST COMPANY — 2003Q4
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 90,955,000 | USD | evidence → |
| Total loans | 37,965,000 | USD | evidence → |
| Allowance for loan losses | 489,000 | USD | evidence → |
| Securities available for sale | 23,404,000 | USD | evidence → |
| Securities held to maturity | 18,800,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 70,771,000 | USD | evidence → |
| Interest-bearing deposits | 59,838,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,933,000 | USD | evidence → |
| Equity capital | 7,444,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,664,000 | USD | evidence → |
| Interest expense | 1,765,000 | USD | evidence → |
| Net interest income | 2,899,000 | USD | evidence → |
| Noninterest income | 1,009,000 | USD | evidence → |
| Noninterest expense | 3,411,000 | USD | evidence → |
| Provision for loan losses | 61,000 | USD | evidence → |
| Pretax income | 458,000 | USD | evidence → |
| Income tax | 50,000 | USD | evidence → |
| Net income | 408,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,167,000 | USD | evidence → |
| Total capital | 7,656,000 | USD | evidence → |
| Risk-weighted assets | 47,112,000 | USD | evidence → |