Call report 2002Q4
CITIZENS BANK & TRUST COMPANY — 2002Q4
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 88,419,000 | USD | evidence → |
| Total loans | 29,528,000 | USD | evidence → |
| Allowance for loan losses | 479,000 | USD | evidence → |
| Securities available for sale | 19,378,000 | USD | evidence → |
| Securities held to maturity | 27,926,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 65,264,000 | USD | evidence → |
| Interest-bearing deposits | 55,198,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,066,000 | USD | evidence → |
| Equity capital | 9,857,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,997,000 | USD | evidence → |
| Interest expense | 2,073,000 | USD | evidence → |
| Net interest income | 2,924,000 | USD | evidence → |
| Noninterest income | 2,046,000 | USD | evidence → |
| Noninterest expense | 3,034,000 | USD | evidence → |
| Provision for loan losses | 35,000 | USD | evidence → |
| Pretax income | 1,901,000 | USD | evidence → |
| Income tax | 82,000 | USD | evidence → |
| Net income | 1,819,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,459,000 | USD | evidence → |
| Total capital | 9,938,000 | USD | evidence → |
| Risk-weighted assets | 41,571,000 | USD | evidence → |