Call report 2020Q4
MERCANTILE BANK — 2020Q4
The 22 measures MERCANTILE BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 4,418,422,000 | USD | evidence → |
| Total loans | 3,216,357,000 | USD | evidence → |
| Allowance for loan losses | 37,967,000 | USD | evidence → |
| Securities available for sale | 387,346,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 1,003,000 | USD | evidence → |
| Total deposits | 3,424,299,000 | USD | evidence → |
| Interest-bearing deposits | 1,990,132,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,434,167,000 | USD | evidence → |
| Equity capital | 458,830,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 148,313,000 | USD | evidence → |
| Interest expense | 23,751,000 | USD | evidence → |
| Net interest income | 124,562,000 | USD | evidence → |
| Noninterest income | 43,917,000 | USD | evidence → |
| Noninterest expense | 92,986,000 | USD | evidence → |
| Provision for loan losses | 14,050,000 | USD | evidence → |
| Pretax income | 61,477,000 | USD | evidence → |
| Income tax | 11,883,000 | USD | evidence → |
| Net income | 49,594,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 419,236,000 | USD | evidence → |
| Total capital | 457,203,000 | USD | evidence → |
| Risk-weighted assets | 3,388,128,000 | USD | evidence → |