Call report 2013Q4
MERCANTILE BANK — 2013Q4
The 22 measures MERCANTILE BANK reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,423,946,000 | USD | evidence → |
| Total loans | 1,053,242,000 | USD | evidence → |
| Allowance for loan losses | 22,821,000 | USD | evidence → |
| Securities available for sale | 131,179,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,121,417,000 | USD | evidence → |
| Interest-bearing deposits | 896,837,000 | USD | evidence → |
| Noninterest-bearing deposits | 224,580,000 | USD | evidence → |
| Equity capital | 179,705,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 58,245,000 | USD | evidence → |
| Interest expense | 9,528,000 | USD | evidence → |
| Net interest income | 48,717,000 | USD | evidence → |
| Noninterest income | 8,334,000 | USD | evidence → |
| Noninterest expense | 35,170,000 | USD | evidence → |
| Provision for loan losses | -7,200,000 | USD | evidence → |
| Pretax income | 29,081,000 | USD | evidence → |
| Income tax | 9,134,000 | USD | evidence → |
| Net income | 19,947,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 175,160,000 | USD | evidence → |
| Total capital | 190,483,000 | USD | evidence → |
| Risk-weighted assets | 1,218,321,000 | USD | evidence → |