Call report 2012Q4
MERCANTILE BANK — 2012Q4
The 22 measures MERCANTILE BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,415,492,000 | USD | evidence → |
| Total loans | 1,041,189,000 | USD | evidence → |
| Allowance for loan losses | 28,677,000 | USD | evidence → |
| Securities available for sale | 138,315,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,135,677,000 | USD | evidence → |
| Interest-bearing deposits | 945,435,000 | USD | evidence → |
| Noninterest-bearing deposits | 190,242,000 | USD | evidence → |
| Equity capital | 173,018,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 60,170,000 | USD | evidence → |
| Interest expense | 12,289,000 | USD | evidence → |
| Net interest income | 47,881,000 | USD | evidence → |
| Noninterest income | 5,911,000 | USD | evidence → |
| Noninterest expense | 36,821,000 | USD | evidence → |
| Provision for loan losses | -3,100,000 | USD | evidence → |
| Pretax income | 20,071,000 | USD | evidence → |
| Income tax | 6,301,000 | USD | evidence → |
| Net income | 13,770,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 158,870,000 | USD | evidence → |
| Total capital | 173,828,000 | USD | evidence → |
| Risk-weighted assets | 1,181,080,000 | USD | evidence → |