Call report 2008Q4
MERCANTILE BANK — 2008Q4
The 22 measures MERCANTILE BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,203,768,000 | USD | evidence → |
| Total loans | 1,856,915,000 | USD | evidence → |
| Allowance for loan losses | 27,108,000 | USD | evidence → |
| Securities available for sale | 162,669,000 | USD | evidence → |
| Securities held to maturity | 64,437,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,599,982,000 | USD | evidence → |
| Interest-bearing deposits | 1,550,531,000 | USD | evidence → |
| Noninterest-bearing deposits | 49,451,000 | USD | evidence → |
| Equity capital | 203,153,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 121,071,000 | USD | evidence → |
| Interest expense | 72,739,000 | USD | evidence → |
| Net interest income | 48,332,000 | USD | evidence → |
| Noninterest income | 5,852,000 | USD | evidence → |
| Noninterest expense | 38,531,000 | USD | evidence → |
| Provision for loan losses | 21,200,000 | USD | evidence → |
| Pretax income | -5,547,000 | USD | evidence → |
| Income tax | -3,459,000 | USD | evidence → |
| Net income | -2,088,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 199,834,000 | USD | evidence → |
| Total capital | 226,001,000 | USD | evidence → |
| Risk-weighted assets | 2,091,932,000 | USD | evidence → |