Call report 2004Q4
MERCANTILE BANK — 2004Q4
The 22 measures MERCANTILE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,534,398,000 | USD | evidence → |
| Total loans | 1,317,124,000 | USD | evidence → |
| Allowance for loan losses | 17,819,000 | USD | evidence → |
| Securities available for sale | 93,826,000 | USD | evidence → |
| Securities held to maturity | 52,341,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,160,825,000 | USD | evidence → |
| Interest-bearing deposits | 1,059,083,000 | USD | evidence → |
| Noninterest-bearing deposits | 101,742,000 | USD | evidence → |
| Equity capital | 170,389,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 69,022,000 | USD | evidence → |
| Interest expense | 25,160,000 | USD | evidence → |
| Net interest income | 43,862,000 | USD | evidence → |
| Noninterest income | 4,182,000 | USD | evidence → |
| Noninterest expense | 21,589,000 | USD | evidence → |
| Provision for loan losses | 4,674,000 | USD | evidence → |
| Pretax income | 21,859,000 | USD | evidence → |
| Income tax | 6,187,000 | USD | evidence → |
| Net income | 15,672,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 170,257,000 | USD | evidence → |
| Total capital | 188,076,000 | USD | evidence → |
| Risk-weighted assets | 1,466,113,000 | USD | evidence → |