Call report 2003Q4
MERCANTILE BANK — 2003Q4
The 22 measures MERCANTILE BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,200,897,000 | USD | evidence → |
| Total loans | 1,035,963,000 | USD | evidence → |
| Allowance for loan losses | 14,379,000 | USD | evidence → |
| Securities available for sale | 71,421,000 | USD | evidence → |
| Securities held to maturity | 45,112,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 904,300,000 | USD | evidence → |
| Interest-bearing deposits | 827,721,000 | USD | evidence → |
| Noninterest-bearing deposits | 76,579,000 | USD | evidence → |
| Equity capital | 142,791,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 54,658,000 | USD | evidence → |
| Interest expense | 21,791,000 | USD | evidence → |
| Net interest income | 32,867,000 | USD | evidence → |
| Noninterest income | 4,040,000 | USD | evidence → |
| Noninterest expense | 17,460,000 | USD | evidence → |
| Provision for loan losses | 3,800,000 | USD | evidence → |
| Pretax income | 15,968,000 | USD | evidence → |
| Income tax | 4,509,000 | USD | evidence → |
| Net income | 11,459,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 142,571,000 | USD | evidence → |
| Total capital | 156,950,000 | USD | evidence → |
| Risk-weighted assets | 1,156,945,000 | USD | evidence → |