Call reports 2002
NATIONAL BANK OF THE REDWOODS — 2002
What NATIONAL BANK OF THE REDWOODS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 488,350,000 | 499,610,000 | 508,864,000 | 512,365,000 |
| Total loans | 351,625,000 | 358,175,000 | 368,528,000 | 365,076,000 |
| Allowance for loan losses | 7,549,000 | 7,586,000 | 7,578,000 | 7,400,000 |
| Securities available for sale | 48,162,000 | 56,672,000 | 58,097,000 | 80,555,000 |
| Securities held to maturity | 16,566,000 | 16,326,000 | 17,731,000 | 16,764,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 437,100,000 | 445,393,000 | 452,103,000 | 453,181,000 |
| Interest-bearing deposits | 336,437,000 | 338,573,000 | 351,720,000 | 413,825,000 |
| Noninterest-bearing deposits | 100,663,000 | 106,820,000 | 100,383,000 | 39,356,000 |
| Equity capital | 36,600,000 | 37,909,000 | 38,658,000 | 39,604,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 7,409,000 | 15,143,000 | 22,949,000 | 30,536,000 |
| Interest expense | 2,178,000 | 4,330,000 | 6,619,000 | 8,657,000 |
| Net interest income | 5,231,000 | 10,813,000 | 16,330,000 | 21,879,000 |
| Noninterest income | 1,783,000 | 3,576,000 | 5,472,000 | 7,321,000 |
| Noninterest expense | 3,608,000 | 7,272,000 | 11,133,000 | 15,027,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,441,000 | 7,152,000 | 10,963,000 | 14,467,000 |
| Income tax | 1,260,000 | 2,633,000 | 4,055,000 | 5,256,000 |
| Net income | 2,181,000 | 4,519,000 | 6,908,000 | 9,211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,335,000 | 35,975,000 | 36,691,000 | 37,500,000 |
| Total capital | 40,088,000 | 40,837,000 | 41,599,000 | 42,372,000 |
| Risk-weighted assets | 377,425,000 | 386,260,000 | 389,960,000 | 387,217,000 |