Call reports 2001
NATIONAL BANK OF THE REDWOODS — 2001
What NATIONAL BANK OF THE REDWOODS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 448,609,000 | 444,911,000 | 448,693,000 | 448,051,000 |
| Total loans | 319,464,000 | 325,782,000 | 342,911,000 | 351,649,000 |
| Allowance for loan losses | 7,696,000 | 7,704,000 | 7,609,000 | 7,580,000 |
| Securities available for sale | 47,416,000 | 52,564,000 | 54,224,000 | 45,058,000 |
| Securities held to maturity | 19,400,000 | 19,934,000 | 18,346,000 | 17,402,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 407,430,000 | 396,870,000 | 400,284,000 | 397,670,000 |
| Interest-bearing deposits | 317,919,000 | 307,994,000 | 305,942,000 | 310,443,000 |
| Noninterest-bearing deposits | 89,511,000 | 88,876,000 | 94,342,000 | 87,227,000 |
| Equity capital | 34,675,000 | 35,252,000 | 36,178,000 | 36,353,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 9,053,000 | 17,495,000 | 25,812,000 | 33,555,000 |
| Interest expense | 3,642,000 | 6,996,000 | 10,046,000 | 12,541,000 |
| Net interest income | 5,411,000 | 10,499,000 | 15,766,000 | 21,014,000 |
| Noninterest income | 1,365,000 | 2,917,000 | 4,589,000 | 6,487,000 |
| Noninterest expense | 3,508,000 | 6,829,000 | 10,288,000 | 13,866,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,268,000 | 6,587,000 | 10,089,000 | 13,747,000 |
| Income tax | 1,331,000 | 2,659,000 | 4,060,000 | 5,548,000 |
| Net income | 1,937,000 | 3,928,000 | 6,029,000 | 8,199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,202,000 | 33,815,000 | 34,341,000 | 34,835,000 |
| Total capital | 37,552,000 | 38,252,000 | 38,962,000 | 39,605,000 |
| Risk-weighted assets | 344,682,000 | 351,680,000 | 366,666,000 | 378,813,000 |