Call reports 2025
FIRST STATE BANK — 2025
What FIRST STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,074,112,000 | 1,120,797,000 | 1,120,482,000 | 1,151,176,000 |
| Total loans | 542,853,000 | 538,674,000 | 556,513,000 | 564,354,000 |
| Allowance for loan losses | 6,784,000 | 7,191,000 | 7,593,000 | 7,837,000 |
| Securities available for sale | 392,592,000 | 437,587,000 | 450,207,000 | 471,914,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 990,662,000 | 1,045,106,000 | 1,033,757,000 | 1,040,353,000 |
| Interest-bearing deposits | 847,744,000 | 903,222,000 | 894,650,000 | 898,634,000 |
| Noninterest-bearing deposits | 142,918,000 | 141,884,000 | 139,107,000 | 141,719,000 |
| Equity capital | 78,195,000 | 65,951,000 | 73,379,000 | 101,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 13,167,000 | 26,933,000 | 41,322,000 | 55,599,000 |
| Interest expense | 4,742,000 | 9,873,000 | 15,562,000 | 20,844,000 |
| Net interest income | 8,425,000 | 17,060,000 | 25,760,000 | 34,755,000 |
| Noninterest income | 1,490,000 | 3,192,000 | 4,959,000 | 6,699,000 |
| Noninterest expense | 6,055,000 | 12,414,000 | 18,974,000 | 25,250,000 |
| Provision for loan losses | 382,000 | 832,000 | 1,284,000 | 1,679,000 |
| Pretax income | 3,473,000 | 6,989,000 | 10,429,000 | 13,796,000 |
| Income tax | 604,000 | 1,220,000 | 1,794,000 | 2,297,000 |
| Net income | 2,869,000 | 5,769,000 | 8,635,000 | 11,499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 108,120,000 | 97,605,000 | 100,038,000 | 124,470,000 |
| Total capital | 114,934,000 | 104,826,000 | 107,666,000 | 132,342,000 |
| Risk-weighted assets | 660,383,000 | 669,624,000 | 688,235,000 | 713,729,000 |