Call reports 2024
FIRST STATE BANK — 2024
What FIRST STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 991,700,000 | 1,067,774,000 | 1,075,322,000 | 1,036,573,000 |
| Total loans | 468,652,000 | 482,376,000 | 508,384,000 | 520,842,000 |
| Allowance for loan losses | 5,451,000 | 5,497,000 | 5,772,000 | 6,429,000 |
| Securities available for sale | 386,475,000 | 414,603,000 | 440,893,000 | 402,885,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 907,529,000 | 988,020,000 | 978,491,000 | 953,761,000 |
| Interest-bearing deposits | 766,401,000 | 849,632,000 | 842,286,000 | 813,503,000 |
| Noninterest-bearing deposits | 141,128,000 | 138,388,000 | 136,205,000 | 140,258,000 |
| Equity capital | 68,367,000 | 72,135,000 | 78,501,000 | 75,925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 12,218,000 | 25,540,000 | 39,507,000 | 52,674,000 |
| Interest expense | 5,316,000 | 11,328,000 | 17,183,000 | 22,331,000 |
| Net interest income | 6,902,000 | 14,212,000 | 22,324,000 | 30,343,000 |
| Noninterest income | 1,461,000 | 3,077,000 | 5,325,000 | 6,818,000 |
| Noninterest expense | 5,671,000 | 11,498,000 | 17,452,000 | 23,456,000 |
| Provision for loan losses | 94,000 | 191,000 | 501,000 | 1,302,000 |
| Pretax income | 2,599,000 | 5,565,000 | 9,672,000 | 12,178,000 |
| Income tax | 413,000 | 905,000 | 1,511,000 | 1,929,000 |
| Net income | 2,186,000 | 4,660,000 | 8,161,000 | 10,249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,696,000 | 100,804,000 | 103,938,000 | 105,660,000 |
| Total capital | 104,177,000 | 106,331,000 | 109,740,000 | 112,118,000 |
| Risk-weighted assets | 571,756,000 | 588,965,000 | 624,481,000 | 638,201,000 |