Call reports 2023
FIRST STATE BANK — 2023
What FIRST STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 926,978,000 | 941,487,000 | 922,345,000 | 978,514,000 |
| Total loans | 438,412,000 | 445,317,000 | 461,145,000 | 466,834,000 |
| Allowance for loan losses | 5,411,000 | 5,483,000 | 5,549,000 | 5,498,000 |
| Securities available for sale | 343,957,000 | 363,304,000 | 346,856,000 | 368,005,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 845,400,000 | 858,101,000 | 844,382,000 | 875,350,000 |
| Interest-bearing deposits | 695,619,000 | 704,183,000 | 689,507,000 | 729,471,000 |
| Noninterest-bearing deposits | 149,781,000 | 153,918,000 | 154,875,000 | 145,879,000 |
| Equity capital | 57,766,000 | 58,863,000 | 52,505,000 | 65,379,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 9,086,000 | 19,404,000 | 30,486,000 | 41,970,000 |
| Interest expense | 2,468,000 | 6,056,000 | 10,147,000 | 14,785,000 |
| Net interest income | 6,618,000 | 13,348,000 | 20,339,000 | 27,185,000 |
| Noninterest income | 1,419,000 | 2,892,000 | 4,370,000 | 5,788,000 |
| Noninterest expense | 5,304,000 | 10,777,000 | 16,349,000 | 21,832,000 |
| Provision for loan losses | 32,000 | 58,000 | 90,000 | 181,000 |
| Pretax income | 2,709,000 | 5,420,000 | 8,288,000 | 10,960,000 |
| Income tax | 359,000 | 734,000 | 1,304,000 | 1,765,000 |
| Net income | 2,350,000 | 4,686,000 | 6,984,000 | 9,195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,978,000 | 92,974,000 | 94,929,000 | 96,857,000 |
| Total capital | 96,419,000 | 98,487,000 | 100,508,000 | 102,385,000 |
| Risk-weighted assets | 544,206,000 | 548,105,000 | 564,743,000 | 567,759,000 |
Machine access — free, no API key
Every figure shown here about FIRST STATE BANK — 2023 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.