Call reports 2022
FIRST STATE BANK — 2022
What FIRST STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 835,867,000 | 824,138,000 | 858,402,000 | 854,662,000 |
| Total loans | 397,393,000 | 416,027,000 | 424,770,000 | 438,209,000 |
| Allowance for loan losses | 4,883,000 | 4,870,000 | 4,662,000 | 4,732,000 |
| Securities available for sale | 363,471,000 | 344,360,000 | 344,124,000 | 337,422,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 765,034,000 | 763,593,000 | 808,983,000 | 798,929,000 |
| Interest-bearing deposits | 614,243,000 | 612,044,000 | 652,491,000 | 642,211,000 |
| Noninterest-bearing deposits | 150,791,000 | 151,549,000 | 156,492,000 | 156,718,000 |
| Equity capital | 68,658,000 | 57,436,000 | 45,649,000 | 51,505,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 6,215,000 | 12,962,000 | 20,526,000 | 29,110,000 |
| Interest expense | 369,000 | 777,000 | 1,629,000 | 3,294,000 |
| Net interest income | 5,846,000 | 12,185,000 | 18,897,000 | 25,816,000 |
| Noninterest income | 1,333,000 | 2,823,000 | 4,405,000 | 5,992,000 |
| Noninterest expense | 4,805,000 | 9,754,000 | 14,960,000 | 20,463,000 |
| Provision for loan losses | 13,000 | 42,000 | 96,000 | 333,000 |
| Pretax income | 2,390,000 | 5,118,000 | 7,669,000 | 10,401,000 |
| Income tax | 381,000 | 831,000 | 1,264,000 | 1,757,000 |
| Net income | 2,009,000 | 4,287,000 | 6,405,000 | 8,644,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,661,000 | 85,675,000 | 87,544,000 | 89,516,000 |
| Total capital | 88,544,000 | 90,545,000 | 92,206,000 | 94,248,000 |
| Risk-weighted assets | 495,195,000 | 516,545,000 | 514,874,000 | 543,500,000 |