Call reports 2021
FIRST STATE BANK — 2021
What FIRST STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 786,780,000 | 802,006,000 | 799,537,000 | 807,803,000 |
| Total loans | 361,129,000 | 363,466,000 | 364,792,000 | 376,837,000 |
| Allowance for loan losses | 5,593,000 | 5,458,000 | 5,084,000 | 4,888,000 |
| Securities available for sale | 262,426,000 | 291,629,000 | 341,779,000 | 345,191,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 700,357,000 | 711,613,000 | 720,741,000 | 727,599,000 |
| Interest-bearing deposits | 555,574,000 | 572,837,000 | 577,731,000 | 575,695,000 |
| Noninterest-bearing deposits | 144,783,000 | 138,776,000 | 143,010,000 | 151,904,000 |
| Equity capital | 73,071,000 | 76,914,000 | 77,261,000 | 77,907,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,136,000 | 10,878,000 | 16,798,000 | 22,795,000 |
| Interest expense | 522,000 | 1,049,000 | 1,888,000 | 2,293,000 |
| Net interest income | 4,614,000 | 9,829,000 | 14,910,000 | 20,502,000 |
| Noninterest income | 1,544,000 | 3,128,000 | 4,732,000 | 6,146,000 |
| Noninterest expense | 5,452,000 | 10,609,000 | 15,464,000 | 21,128,000 |
| Provision for loan losses | 16,000 | -84,000 | -442,000 | -546,000 |
| Pretax income | 1,447,000 | 4,034,000 | 7,629,000 | 8,940,000 |
| Income tax | 246,000 | 784,000 | 1,450,000 | 1,668,000 |
| Net income | 1,201,000 | 3,250,000 | 6,179,000 | 7,272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,166,000 | 70,980,000 | 73,707,000 | 74,409,000 |
| Total capital | 74,442,000 | 76,356,000 | 78,791,000 | 79,297,000 |
| Risk-weighted assets | 421,762,000 | 429,994,000 | 447,646,000 | 463,728,000 |