Call reports 2020
FIRST STATE BANK — 2020
What FIRST STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 528,713,000 | 590,692,000 | 584,241,000 | 602,817,000 |
| Total loans | 336,638,000 | 332,776,000 | 329,290,000 | 318,954,000 |
| Allowance for loan losses | 4,562,000 | 5,098,000 | 5,038,000 | 5,573,000 |
| Securities available for sale | 138,649,000 | 172,938,000 | 176,008,000 | 205,979,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 457,404,000 | 513,865,000 | 504,804,000 | 527,886,000 |
| Interest-bearing deposits | 389,459,000 | 446,154,000 | 403,232,000 | 419,036,000 |
| Noninterest-bearing deposits | 67,945,000 | 67,711,000 | 101,572,000 | 108,850,000 |
| Equity capital | 55,819,000 | 59,364,000 | 61,570,000 | 62,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,310,000 | 10,507,000 | 15,654,000 | 20,656,000 |
| Interest expense | 998,000 | 1,678,000 | 2,208,000 | 2,706,000 |
| Net interest income | 4,312,000 | 8,829,000 | 13,446,000 | 17,950,000 |
| Noninterest income | 874,000 | 2,230,000 | 3,718,000 | 5,040,000 |
| Noninterest expense | 3,585,000 | 7,152,000 | 10,821,000 | 15,491,000 |
| Provision for loan losses | 135,000 | 729,000 | 739,000 | 1,714,000 |
| Pretax income | 1,722,000 | 5,332,000 | 7,756,000 | 7,905,000 |
| Income tax | 330,000 | 1,029,000 | 1,473,000 | 1,446,000 |
| Net income | 1,392,000 | 4,303,000 | 6,283,000 | 6,459,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,643,000 | 54,308,000 | 55,394,000 | 55,124,000 |
| Total capital | 56,101,000 | 58,836,000 | 59,927,000 | 59,715,000 |
| Risk-weighted assets | 356,561,000 | 361,662,000 | 362,152,000 | 366,260,000 |