Call reports 2019
FIRST STATE BANK — 2019
What FIRST STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 469,138,000 | 491,690,000 | 498,832,000 | 494,299,000 |
| Total loans | 323,869,000 | 324,104,000 | 331,482,000 | 332,704,000 |
| Allowance for loan losses | 4,039,000 | 4,039,000 | 4,083,000 | 4,487,000 |
| Securities available for sale | 102,781,000 | 126,765,000 | 121,934,000 | 117,991,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 418,669,000 | 432,328,000 | 427,172,000 | 422,183,000 |
| Interest-bearing deposits | 358,460,000 | 372,812,000 | 364,342,000 | 355,591,000 |
| Noninterest-bearing deposits | 60,209,000 | 59,516,000 | 62,830,000 | 66,592,000 |
| Equity capital | 48,648,000 | 52,001,000 | 54,104,000 | 53,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,857,000 | 9,969,000 | 15,289,000 | 20,586,000 |
| Interest expense | 809,000 | 1,724,000 | 2,846,000 | 3,754,000 |
| Net interest income | 4,048,000 | 8,245,000 | 12,443,000 | 16,832,000 |
| Noninterest income | 838,000 | 1,769,000 | 2,814,000 | 3,702,000 |
| Noninterest expense | 3,347,000 | 6,807,000 | 10,238,000 | 13,824,000 |
| Provision for loan losses | 19,000 | 145,000 | 175,000 | 1,075,000 |
| Pretax income | 1,520,000 | 3,670,000 | 5,673,000 | 6,419,000 |
| Income tax | 237,000 | 608,000 | 975,000 | 1,068,000 |
| Net income | 1,283,000 | 3,062,000 | 4,698,000 | 5,351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,048,000 | 48,629,000 | 50,064,000 | 50,492,000 |
| Total capital | 51,087,000 | 52,668,000 | 54,147,000 | 54,879,000 |
| Risk-weighted assets | 331,991,000 | 338,330,000 | 350,219,000 | 350,883,000 |