Call reports 2018
FIRST STATE BANK — 2018
What FIRST STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 457,712,000 | 469,146,000 | 469,935,000 | 462,781,000 |
| Total loans | 313,436,000 | 321,286,000 | 325,371,000 | 325,191,000 |
| Allowance for loan losses | 3,981,000 | 4,207,000 | 4,237,000 | 4,047,000 |
| Securities available for sale | 103,455,000 | 102,483,000 | 99,005,000 | 97,419,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 407,031,000 | 417,924,000 | 424,171,000 | 409,165,000 |
| Interest-bearing deposits | 352,177,000 | 360,607,000 | 367,141,000 | 349,413,000 |
| Noninterest-bearing deposits | 54,854,000 | 57,317,000 | 57,030,000 | 59,752,000 |
| Equity capital | 42,572,000 | 43,567,000 | 43,761,000 | 45,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,357,000 | 8,954,000 | 13,686,000 | 18,519,000 |
| Interest expense | 533,000 | 1,131,000 | 1,827,000 | 2,598,000 |
| Net interest income | 3,824,000 | 7,823,000 | 11,859,000 | 15,921,000 |
| Noninterest income | 816,000 | 1,711,000 | 2,595,000 | 3,295,000 |
| Noninterest expense | 3,076,000 | 6,207,000 | 9,448,000 | 12,747,000 |
| Provision for loan losses | 157,000 | 492,000 | 638,000 | 664,000 |
| Pretax income | 1,398,000 | 2,813,000 | 4,364,000 | 5,708,000 |
| Income tax | 200,000 | 403,000 | 627,000 | 812,000 |
| Net income | 1,198,000 | 2,410,000 | 3,737,000 | 4,896,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,725,000 | 43,789,000 | 44,957,000 | 45,959,000 |
| Total capital | 46,706,000 | 47,846,000 | 49,091,000 | 50,006,000 |
| Risk-weighted assets | 318,517,000 | 324,413,000 | 330,587,000 | 332,702,000 |