Call reports 2016
FIRST STATE BANK — 2016
What FIRST STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 388,150,000 | 390,175,000 | 435,223,000 | 433,141,000 |
| Total loans | 234,177,000 | 239,389,000 | 276,554,000 | 285,452,000 |
| Allowance for loan losses | 3,896,000 | 4,104,000 | 4,019,000 | 4,099,000 |
| Securities available for sale | 113,305,000 | 113,218,000 | 122,186,000 | 114,809,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 346,936,000 | 345,572,000 | 389,885,000 | 391,441,000 |
| Interest-bearing deposits | 301,647,000 | 303,993,000 | 344,146,000 | 341,744,000 |
| Noninterest-bearing deposits | 45,289,000 | 41,579,000 | 45,739,000 | 49,697,000 |
| Equity capital | 39,615,000 | 42,462,000 | 42,114,000 | 38,517,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,419,000 | 6,935,000 | 10,696,000 | 14,662,000 |
| Interest expense | 434,000 | 809,000 | 1,209,000 | 1,651,000 |
| Net interest income | 2,985,000 | 6,126,000 | 9,487,000 | 13,011,000 |
| Noninterest income | 600,000 | 1,262,000 | 2,042,000 | 2,803,000 |
| Noninterest expense | 2,511,000 | 5,095,000 | 8,151,000 | 11,069,000 |
| Provision for loan losses | 16,000 | 221,000 | 233,000 | 644,000 |
| Pretax income | 1,751,000 | 3,134,000 | 4,190,000 | 5,151,000 |
| Income tax | 452,000 | 775,000 | 971,000 | 1,057,000 |
| Net income | 1,299,000 | 2,359,000 | 3,219,000 | 4,094,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,114,000 | 39,030,000 | 37,685,000 | 38,482,000 |
| Total capital | 41,146,000 | 42,124,000 | 41,282,000 | 42,216,000 |
| Risk-weighted assets | 241,732,000 | 246,497,000 | 287,353,000 | 298,383,000 |