Call reports 2015
FIRST STATE BANK — 2015
What FIRST STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 353,238,000 | 347,264,000 | 362,203,000 | 369,447,000 |
| Total loans | 210,181,000 | 218,593,000 | 222,848,000 | 224,481,000 |
| Allowance for loan losses | 4,272,000 | 4,240,000 | 4,064,000 | 3,918,000 |
| Securities available for sale | 109,335,000 | 111,648,000 | 107,600,000 | 113,779,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 318,355,000 | 309,449,000 | 325,570,000 | 331,927,000 |
| Interest-bearing deposits | 277,908,000 | 269,107,000 | 282,459,000 | 285,482,000 |
| Noninterest-bearing deposits | 40,447,000 | 40,342,000 | 43,111,000 | 46,445,000 |
| Equity capital | 33,458,000 | 33,037,000 | 34,475,000 | 35,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,168,000 | 6,380,000 | 9,621,000 | 12,969,000 |
| Interest expense | 373,000 | 763,000 | 1,157,000 | 1,565,000 |
| Net interest income | 2,795,000 | 5,617,000 | 8,464,000 | 11,404,000 |
| Noninterest income | 563,000 | 1,158,000 | 1,784,000 | 2,431,000 |
| Noninterest expense | 2,167,000 | 4,460,000 | 6,731,000 | 9,134,000 |
| Provision for loan losses | 307,000 | 322,000 | 336,000 | 338,000 |
| Pretax income | 1,475,000 | 2,623,000 | 3,880,000 | 5,077,000 |
| Income tax | 358,000 | 608,000 | 889,000 | 1,141,000 |
| Net income | 1,117,000 | 2,015,000 | 2,991,000 | 3,936,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,894,000 | 32,639,000 | 33,463,000 | 34,255,000 |
| Total capital | 34,552,000 | 35,396,000 | 36,289,000 | 37,128,000 |
| Risk-weighted assets | 211,017,000 | 219,059,000 | 224,855,000 | 228,778,000 |