Call reports 2014
FIRST STATE BANK — 2014
What FIRST STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 320,668,000 | 320,096,000 | 318,343,000 | 326,076,000 |
| Total loans | 192,978,000 | 197,713,000 | 203,096,000 | 210,325,000 |
| Allowance for loan losses | 3,724,000 | 3,624,000 | 3,801,000 | 4,008,000 |
| Securities available for sale | 81,409,000 | 97,930,000 | 93,612,000 | 98,156,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 289,710,000 | 287,954,000 | 285,330,000 | 292,385,000 |
| Interest-bearing deposits | 253,181,000 | 252,632,000 | 247,774,000 | 254,573,000 |
| Noninterest-bearing deposits | 36,529,000 | 35,322,000 | 37,557,000 | 37,812,000 |
| Equity capital | 29,446,000 | 30,653,000 | 31,835,000 | 32,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,736,000 | 5,806,000 | 9,010,000 | 12,220,000 |
| Interest expense | 349,000 | 714,000 | 1,068,000 | 1,433,000 |
| Net interest income | 2,387,000 | 5,092,000 | 7,942,000 | 10,787,000 |
| Noninterest income | 505,000 | 1,100,000 | 1,715,000 | 2,254,000 |
| Noninterest expense | 2,019,000 | 4,223,000 | 6,342,000 | 8,620,000 |
| Provision for loan losses | 161,000 | 162,000 | 375,000 | 812,000 |
| Pretax income | 875,000 | 2,181,000 | 3,527,000 | 4,719,000 |
| Income tax | 191,000 | 514,000 | 837,000 | 1,095,000 |
| Net income | 684,000 | 1,667,000 | 2,690,000 | 3,624,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,671,000 | 27,626,000 | 28,624,000 | 29,510,000 |
| Total capital | 29,048,000 | 30,101,000 | 31,156,000 | 32,136,000 |
| Risk-weighted assets | 188,845,000 | 196,853,000 | 201,300,000 | 208,715,000 |