Call reports 2012
FIRST STATE BANK — 2012
What FIRST STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 249,036,000 | 241,884,000 | 248,635,000 | 250,133,000 |
| Total loans | 151,923,000 | 155,548,000 | 160,207,000 | 161,373,000 |
| Allowance for loan losses | 3,397,000 | 3,540,000 | 3,714,000 | 3,793,000 |
| Securities available for sale | 63,741,000 | 67,286,000 | 67,272,000 | 68,033,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 222,114,000 | 214,028,000 | 219,608,000 | 220,663,000 |
| Interest-bearing deposits | 194,825,000 | 188,062,000 | 192,461,000 | 191,460,000 |
| Noninterest-bearing deposits | 27,289,000 | 25,965,000 | 27,147,000 | 29,203,000 |
| Equity capital | 25,612,000 | 26,452,000 | 27,406,000 | 27,744,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,618,000 | 5,284,000 | 7,974,000 | 10,635,000 |
| Interest expense | 385,000 | 750,000 | 1,099,000 | 1,432,000 |
| Net interest income | 2,233,000 | 4,534,000 | 6,875,000 | 9,203,000 |
| Noninterest income | 511,000 | 1,030,000 | 1,587,000 | 2,194,000 |
| Noninterest expense | 1,557,000 | 3,152,000 | 4,759,000 | 6,500,000 |
| Provision for loan losses | 301,000 | 480,000 | 709,000 | 937,000 |
| Pretax income | 1,058,000 | 2,165,000 | 3,227,000 | 4,208,000 |
| Income tax | 276,000 | 566,000 | 842,000 | 1,081,000 |
| Net income | 782,000 | 1,599,000 | 2,385,000 | 3,127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,092,000 | 22,832,000 | 23,542,000 | 24,206,000 |
| Total capital | 23,936,000 | 24,714,000 | 25,465,000 | 26,175,000 |
| Risk-weighted assets | 145,966,000 | 148,908,000 | 152,025,000 | 155,729,000 |