Call reports 2011
FIRST STATE BANK — 2011
What FIRST STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 227,407,000 | 221,328,000 | 231,149,000 | 234,288,000 |
| Total loans | 137,217,000 | 138,791,000 | 142,659,000 | 146,421,000 |
| Allowance for loan losses | 2,769,000 | 2,915,000 | 3,125,000 | 3,203,000 |
| Securities available for sale | 55,256,000 | 63,369,000 | 68,365,000 | 65,131,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,660,000 | 196,688,000 | 205,307,000 | 207,840,000 |
| Interest-bearing deposits | 181,628,000 | 175,527,000 | 179,724,000 | 182,626,000 |
| Noninterest-bearing deposits | 22,032,000 | 21,161,000 | 25,583,000 | 25,214,000 |
| Equity capital | 22,268,000 | 23,382,000 | 24,569,000 | 24,989,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,594,000 | 5,211,000 | 7,839,000 | 10,489,000 |
| Interest expense | 488,000 | 940,000 | 1,358,000 | 1,768,000 |
| Net interest income | 2,106,000 | 4,271,000 | 6,481,000 | 8,721,000 |
| Noninterest income | 489,000 | 1,032,000 | 1,615,000 | 2,228,000 |
| Noninterest expense | 1,564,000 | 3,148,000 | 4,630,000 | 6,647,000 |
| Provision for loan losses | 150,000 | 302,000 | 606,000 | 739,000 |
| Pretax income | 893,000 | 1,915,000 | 3,199,000 | 3,906,000 |
| Income tax | 231,000 | 520,000 | 884,000 | 1,020,000 |
| Net income | 662,000 | 1,395,000 | 2,315,000 | 2,886,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,349,000 | 20,020,000 | 20,877,000 | 21,387,000 |
| Total capital | 20,982,000 | 21,726,000 | 22,632,000 | 23,165,000 |
| Risk-weighted assets | 134,931,000 | 135,246,000 | 139,041,000 | 140,790,000 |