Call reports 2009
FIRST STATE BANK — 2009
What FIRST STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 194,659,000 | 193,983,000 | 197,401,000 | 198,818,000 |
| Total loans | 130,332,000 | 131,375,000 | 133,488,000 | 132,921,000 |
| Allowance for loan losses | 1,515,000 | 1,666,000 | 1,792,000 | 2,147,000 |
| Securities available for sale | 36,790,000 | 38,037,000 | 45,800,000 | 44,895,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,359,000 | 175,448,000 | 177,372,000 | 177,697,000 |
| Interest-bearing deposits | 158,188,000 | 156,921,000 | 158,937,000 | 157,502,000 |
| Noninterest-bearing deposits | 19,171,000 | 18,527,000 | 18,435,000 | 20,195,000 |
| Equity capital | 16,002,000 | 17,291,000 | 18,728,000 | 18,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,675,000 | 5,262,000 | 7,871,000 | 10,496,000 |
| Interest expense | 804,000 | 1,517,000 | 2,166,000 | 2,788,000 |
| Net interest income | 1,871,000 | 3,745,000 | 5,705,000 | 7,708,000 |
| Noninterest income | 519,000 | 1,201,000 | 1,853,000 | 2,473,000 |
| Noninterest expense | 1,489,000 | 3,108,000 | 4,721,000 | 6,452,000 |
| Provision for loan losses | 150,000 | 375,000 | 600,000 | 1,025,000 |
| Pretax income | 751,000 | 1,463,000 | 2,238,000 | 2,751,000 |
| Income tax | 189,000 | 362,000 | 559,000 | 666,000 |
| Net income | 562,000 | 1,101,000 | 1,679,000 | 2,085,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,606,000 | 14,038,000 | 15,162,000 | 15,391,000 |
| Total capital | 14,121,000 | 15,704,000 | 16,825,000 | 17,066,000 |
| Risk-weighted assets | 132,699,000 | 135,328,000 | 132,941,000 | 133,498,000 |