Call reports 2008
FIRST STATE BANK — 2008
What FIRST STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 156,212,000 | 194,283,000 | 192,265,000 | 188,289,000 |
| Total loans | 102,627,000 | 127,285,000 | 131,662,000 | 133,913,000 |
| Allowance for loan losses | 1,351,000 | 1,394,000 | 1,582,000 | 1,433,000 |
| Securities available for sale | 45,064,000 | 48,220,000 | 43,516,000 | 39,404,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,072,000 | 178,510,000 | 172,893,000 | 171,944,000 |
| Interest-bearing deposits | 123,545,000 | 21,815,000 | 154,717,000 | 154,636,000 |
| Noninterest-bearing deposits | 17,527,000 | 156,695,000 | 18,176,000 | 17,308,000 |
| Equity capital | 13,901,000 | 14,446,000 | 15,321,000 | 14,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,410,000 | 5,226,000 | 8,070,000 | 10,826,000 |
| Interest expense | 945,000 | 2,065,000 | 3,054,000 | 3,927,000 |
| Net interest income | 1,465,000 | 3,161,000 | 5,016,000 | 6,899,000 |
| Noninterest income | 382,000 | 895,000 | 1,444,000 | 1,980,000 |
| Noninterest expense | 1,111,000 | 2,565,000 | 4,021,000 | 5,419,000 |
| Provision for loan losses | 66,000 | 164,000 | 373,000 | 384,000 |
| Pretax income | 670,000 | 1,327,000 | 1,056,000 | 2,078,000 |
| Income tax | 158,000 | 310,000 | 139,000 | 411,000 |
| Net income | 512,000 | 1,017,000 | 917,000 | 1,667,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,487,000 | 11,550,000 | 12,409,000 | 12,658,000 |
| Total capital | 14,787,000 | 12,944,000 | 13,991,000 | 14,091,000 |
| Risk-weighted assets | 103,938,000 | 129,290,000 | 135,526,000 | 135,382,000 |