Call reports 2007
FIRST STATE BANK — 2007
What FIRST STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 149,690,000 | 148,171,000 | 146,797,000 | 147,956,000 |
| Total loans | 97,226,000 | 99,495,000 | 100,628,000 | 101,260,000 |
| Allowance for loan losses | 1,022,000 | 1,070,000 | 1,113,000 | 1,328,000 |
| Securities available for sale | 36,062,000 | 35,957,000 | 35,219,000 | 36,606,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,767,000 | 135,306,000 | 133,374,000 | 133,945,000 |
| Interest-bearing deposits | 120,302,000 | 117,035,000 | 117,452,000 | 116,531,000 |
| Noninterest-bearing deposits | 15,465,000 | 18,271,000 | 15,922,000 | 17,414,000 |
| Equity capital | 12,090,000 | 12,209,000 | 12,763,000 | 13,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,325,000 | 4,676,000 | 7,059,000 | 9,512,000 |
| Interest expense | 1,079,000 | 2,149,000 | 3,234,000 | 4,239,000 |
| Net interest income | 1,246,000 | 2,527,000 | 3,825,000 | 5,273,000 |
| Noninterest income | 336,000 | 720,000 | 1,128,000 | 1,554,000 |
| Noninterest expense | 1,036,000 | 2,079,000 | 3,135,000 | 4,201,000 |
| Provision for loan losses | 78,000 | 153,000 | 237,000 | 521,000 |
| Pretax income | 468,000 | 1,015,000 | 1,569,000 | 2,093,000 |
| Income tax | 106,000 | 237,000 | 372,000 | 480,000 |
| Net income | 362,000 | 778,000 | 1,197,000 | 1,613,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,199,000 | 12,496,000 | 12,797,000 | 13,094,000 |
| Total capital | 13,221,000 | 13,566,000 | 13,910,000 | 14,352,000 |
| Risk-weighted assets | 101,451,000 | 102,585,000 | 102,524,000 | 100,538,000 |