Call reports 2005

FIRST STATE BANK — 2005

Name: FIRST STATE BANK — FFIEC call report 2005
Creator: FIRST STATE BANK

What FIRST STATE BANK reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/a08f7cf9-49bc-4a5b-957e-9a4ee93001ec/2005

Balance sheet

What the bank holds and owes at quarter end

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Total assets	123,694,000	125,417,000	128,351,000	132,267,000
Total loans	79,089,000	82,014,000	85,884,000	89,219,000
Allowance for loan losses	765,000	761,000	738,000	714,000
Securities available for sale	32,502,000	34,767,000	32,858,000	32,436,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	112,685,000	113,275,000	111,862,000	118,450,000
Interest-bearing deposits	100,157,000	99,744,000	98,767,000	105,419,000
Noninterest-bearing deposits	12,528,000	13,531,000	13,095,000	13,031,000
Equity capital	10,133,000	10,493,000	10,657,000	10,770,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Interest income	1,606,000	3,326,000	5,080,000	6,945,000
Interest expense	498,000	1,028,000	1,612,000	2,319,000
Net interest income	1,108,000	2,298,000	3,468,000	4,626,000
Noninterest income	242,000	494,000	771,000	1,075,000
Noninterest expense	947,000	1,921,000	2,889,000	3,872,000
Provision for loan losses	5,000	5,000	5,000	7,000
Pretax income	403,000	871,000	1,350,000	1,827,000
Income tax	108,000	237,000	366,000	491,000
Net income	295,000	634,000	984,000	1,336,000

Basel measures — not reported for every quarter

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Tier 1 capital	10,337,000	10,564,000	10,803,000	11,043,000
Total capital	11,102,000	11,325,000	11,541,000	11,757,000
Risk-weighted assets	75,216,000	80,772,000	84,971,000	87,576,000