Call reports 2004

FIRST STATE BANK — 2004

Name: FIRST STATE BANK — FFIEC call report 2004
Creator: FIRST STATE BANK

What FIRST STATE BANK reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/a08f7cf9-49bc-4a5b-957e-9a4ee93001ec/2004

Balance sheet

What the bank holds and owes at quarter end

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Total assets	116,379,000	118,365,000	119,320,000	125,550,000
Total loans	67,206,000	70,345,000	74,667,000	77,058,000
Allowance for loan losses	695,000	708,000	746,000	778,000
Securities available for sale	38,173,000	35,038,000	30,699,000	32,645,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	104,917,000	107,298,000	108,180,000	114,359,000
Interest-bearing deposits	94,016,000	95,505,000	96,157,000	101,305,000
Noninterest-bearing deposits	10,901,000	11,793,000	12,023,000	13,054,000
Equity capital	10,111,000	9,812,000	10,176,000	10,172,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Interest income	1,484,000	2,962,000	4,498,000	6,091,000
Interest expense	379,000	755,000	1,180,000	1,674,000
Net interest income	1,105,000	2,207,000	3,318,000	4,417,000
Noninterest income	221,000	470,000	713,000	970,000
Noninterest expense	990,000	1,937,000	2,838,000	3,837,000
Provision for loan losses	10,000	40,000	90,000	120,000
Pretax income	330,000	704,000	1,108,000	1,436,000
Income tax	80,000	167,000	267,000	359,000
Net income	250,000	537,000	841,000	1,077,000

Basel measures — not reported for every quarter

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Tier 1 capital	9,662,000	9,836,000	10,029,000	10,153,000
Total capital	10,357,000	10,544,000	10,775,000	10,931,000
Risk-weighted assets	69,518,000	71,999,000	75,318,000	77,934,000