Call reports 2002
FIRST STATE BANK — 2002
What FIRST STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 104,586,000 | 108,097,000 | 111,658,000 | 114,085,000 |
| Total loans | 65,372,000 | 66,508,000 | 65,275,000 | 61,433,000 |
| Allowance for loan losses | 669,000 | 672,000 | 610,000 | 688,000 |
| Securities available for sale | 28,414,000 | 28,617,000 | 26,757,000 | 26,691,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,418,000 | 96,865,000 | 100,206,000 | 102,441,000 |
| Interest-bearing deposits | 84,230,000 | 85,867,000 | 89,381,000 | 91,143,000 |
| Noninterest-bearing deposits | 9,187,000 | 10,998,000 | 10,825,000 | 11,298,000 |
| Equity capital | 8,368,000 | 8,776,000 | 9,163,000 | 9,248,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,643,000 | 3,306,000 | 4,973,000 | 6,619,000 |
| Interest expense | 611,000 | 1,199,000 | 1,792,000 | 2,344,000 |
| Net interest income | 1,032,000 | 2,107,000 | 3,181,000 | 4,275,000 |
| Noninterest income | 213,000 | 443,000 | 661,000 | 987,000 |
| Noninterest expense | 829,000 | 1,664,000 | 2,511,000 | 3,597,000 |
| Provision for loan losses | 20,000 | 20,000 | 50,000 | 135,000 |
| Pretax income | 396,000 | 866,000 | 1,267,000 | 1,516,000 |
| Income tax | 108,000 | 238,000 | 350,000 | 345,000 |
| Net income | 288,000 | 628,000 | 917,000 | 1,171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,137,000 | 8,372,000 | 8,555,000 | 8,704,000 |
| Total capital | 8,806,000 | 9,044,000 | 9,165,000 | 9,392,000 |
| Risk-weighted assets | 65,630,000 | 66,708,000 | 66,018,000 | 65,551,000 |