Call reports 2001
FIRST STATE BANK — 2001
What FIRST STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 98,657,000 | 100,755,000 | 104,768,000 | 105,941,000 |
| Total loans | 67,134,000 | 67,902,000 | 67,702,000 | 66,943,000 |
| Allowance for loan losses | 626,000 | 638,000 | 670,000 | 762,000 |
| Securities available for sale | 20,554,000 | 22,452,000 | 22,854,000 | 25,282,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,922,000 | 90,508,000 | 93,255,000 | 94,566,000 |
| Interest-bearing deposits | 80,094,000 | 81,458,000 | 84,346,000 | 84,632,000 |
| Noninterest-bearing deposits | 8,828,000 | 9,050,000 | 8,909,000 | 9,934,000 |
| Equity capital | 7,856,000 | 8,038,000 | 8,359,000 | 8,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,828,000 | 3,699,000 | 5,553,000 | 7,328,000 |
| Interest expense | 935,000 | 1,819,000 | 2,657,000 | 3,418,000 |
| Net interest income | 893,000 | 1,880,000 | 2,896,000 | 3,910,000 |
| Noninterest income | 210,000 | 444,000 | 668,000 | 941,000 |
| Noninterest expense | 781,000 | 1,566,000 | 2,382,000 | 3,323,000 |
| Provision for loan losses | 40,000 | 70,000 | 130,000 | 385,000 |
| Pretax income | 282,000 | 688,000 | 1,052,000 | 1,151,000 |
| Income tax | 74,000 | 190,000 | 287,000 | 285,000 |
| Net income | 208,000 | 498,000 | 765,000 | 866,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,600,000 | 7,789,000 | 7,955,000 | 7,956,000 |
| Total capital | 8,226,000 | 8,427,000 | 8,625,000 | 8,718,000 |
| Risk-weighted assets | 64,074,000 | 65,696,000 | 67,265,000 | 66,720,000 |