Call reports 2025
FIRST CAHAWBA BANK — 2025
What FIRST CAHAWBA BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 201,495,000 | 201,387,000 | 206,293,000 | 198,868,000 |
| Total loans | 128,370,000 | 126,874,000 | 136,203,000 | 139,426,000 |
| Allowance for loan losses | 1,364,000 | 1,360,000 | 1,356,000 | 1,457,000 |
| Securities available for sale | 36,537,000 | 36,403,000 | 36,596,000 | 36,644,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,860,000 | 184,923,000 | 188,580,000 | 181,135,000 |
| Interest-bearing deposits | 140,804,000 | 136,500,000 | 135,816,000 | 135,314,000 |
| Noninterest-bearing deposits | 45,056,000 | 48,423,000 | 52,764,000 | 45,821,000 |
| Equity capital | 14,960,000 | 15,794,000 | 16,976,000 | 17,461,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,679,000 | 5,501,000 | 8,450,000 | 11,336,000 |
| Interest expense | 529,000 | 1,064,000 | 1,598,000 | 2,109,000 |
| Net interest income | 2,150,000 | 4,437,000 | 6,852,000 | 9,227,000 |
| Noninterest income | 150,000 | 271,000 | 394,000 | 515,000 |
| Noninterest expense | 1,541,000 | 3,149,000 | 4,754,000 | 6,359,000 |
| Provision for loan losses | 0 | 0 | 0 | 310,000 |
| Pretax income | 759,000 | 1,559,000 | 2,492,000 | 3,168,000 |
| Income tax | 190,000 | 387,000 | 634,000 | 756,000 |
| Net income | 569,000 | 1,172,000 | 1,858,000 | 2,412,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,289,000 | 19,891,000 | 20,577,000 | 20,705,000 |