Call reports 2024
FIRST CAHAWBA BANK — 2024
What FIRST CAHAWBA BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 180,416,000 | 178,325,000 | 187,895,000 | 187,736,000 |
| Total loans | 120,496,000 | 117,105,000 | 126,801,000 | 128,944,000 |
| Allowance for loan losses | 1,219,000 | 1,267,000 | 1,344,000 | 1,364,000 |
| Securities available for sale | 42,783,000 | 37,537,000 | 38,285,000 | 36,575,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,265,000 | 164,339,000 | 172,340,000 | 173,374,000 |
| Interest-bearing deposits | 129,792,000 | 125,943,000 | 126,917,000 | 129,264,000 |
| Noninterest-bearing deposits | 37,473,000 | 38,396,000 | 45,423,000 | 44,110,000 |
| Equity capital | 12,853,000 | 13,435,000 | 14,928,000 | 13,935,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,419,000 | 4,894,000 | 7,513,000 | 10,230,000 |
| Interest expense | 486,000 | 1,019,000 | 1,547,000 | 2,057,000 |
| Net interest income | 1,933,000 | 3,875,000 | 5,966,000 | 8,173,000 |
| Noninterest income | 124,000 | 256,000 | 379,000 | 508,000 |
| Noninterest expense | 1,432,000 | 2,924,000 | 4,431,000 | 5,956,000 |
| Provision for loan losses | 0 | -225,000 | -144,000 | 156,000 |
| Pretax income | 625,000 | 1,206,000 | 1,832,000 | 2,343,000 |
| Income tax | 152,000 | 298,000 | 443,000 | 581,000 |
| Net income | 473,000 | 908,000 | 1,389,000 | 1,762,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,801,000 | 18,235,000 | 18,715,000 | 18,719,000 |
| Total capital | 19,020,000 | 19,727,000 | — | — |
| Risk-weighted assets | 129,693,000 | 128,802,000 | — | — |