Call reports 2023
FIRST CAHAWBA BANK — 2023
What FIRST CAHAWBA BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 189,297,000 | 192,293,000 | 193,612,000 | 185,454,000 |
| Total loans | 106,432,000 | 111,308,000 | 112,899,000 | 118,945,000 |
| Allowance for loan losses | 1,123,000 | 1,229,000 | 1,229,000 | 1,223,000 |
| Securities available for sale | 51,889,000 | 44,150,000 | 44,312,000 | 45,992,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,947,000 | 180,628,000 | 182,408,000 | 172,686,000 |
| Interest-bearing deposits | 134,484,000 | 136,548,000 | 138,751,000 | 125,453,000 |
| Noninterest-bearing deposits | 43,463,000 | 44,080,000 | 43,657,000 | 47,233,000 |
| Equity capital | 11,091,000 | 11,372,000 | 10,800,000 | 12,641,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,921,000 | 4,117,000 | 6,520,000 | 9,000,000 |
| Interest expense | 221,000 | 621,000 | 1,063,000 | 1,519,000 |
| Net interest income | 1,700,000 | 3,496,000 | 5,457,000 | 7,481,000 |
| Noninterest income | 123,000 | 243,000 | 361,000 | 484,000 |
| Noninterest expense | 1,349,000 | 2,711,000 | 4,122,000 | 5,603,000 |
| Provision for loan losses | 0 | 80,000 | 80,000 | 80,000 |
| Pretax income | 474,000 | 912,000 | 1,580,000 | 2,246,000 |
| Income tax | 119,000 | 216,000 | 376,000 | 534,000 |
| Net income | 355,000 | 696,000 | 1,204,000 | 1,712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,279,000 | 16,648,000 | 17,155,000 | 17,327,000 |
| Total capital | 17,402,000 | 17,877,000 | 18,384,000 | 18,550,000 |
| Risk-weighted assets | 121,916,000 | 124,862,000 | 125,717,000 | 127,896,000 |