Call reports 2022
FIRST CAHAWBA BANK — 2022
What FIRST CAHAWBA BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 187,104,000 | 190,776,000 | 189,592,000 | 174,996,000 |
| Total loans | 89,683,000 | 97,894,000 | 101,558,000 | 102,331,000 |
| Allowance for loan losses | 992,000 | 999,000 | 1,046,000 | 1,148,000 |
| Securities available for sale | 45,182,000 | 59,961,000 | 55,587,000 | 56,497,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,622,000 | 179,818,000 | 179,938,000 | 164,841,000 |
| Interest-bearing deposits | 66,879,000 | 129,518,000 | 132,372,000 | 117,192,000 |
| Noninterest-bearing deposits | 107,743,000 | 50,300,000 | 47,566,000 | 47,649,000 |
| Equity capital | 12,385,000 | 10,731,000 | 9,396,000 | 10,027,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,281,000 | 2,772,000 | 4,496,000 | 6,322,000 |
| Interest expense | 35,000 | 67,000 | 100,000 | 183,000 |
| Net interest income | 1,246,000 | 2,705,000 | 4,396,000 | 6,139,000 |
| Noninterest income | 103,000 | 213,000 | 353,000 | 454,000 |
| Noninterest expense | 1,219,000 | 2,448,000 | 3,705,000 | 4,991,000 |
| Provision for loan losses | 0 | 0 | 38,000 | 138,000 |
| Pretax income | 130,000 | 470,000 | 1,006,000 | 1,464,000 |
| Income tax | 25,000 | 103,000 | 228,000 | 326,000 |
| Net income | 105,000 | 367,000 | 778,000 | 1,138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,045,000 | 15,308,000 | 15,720,000 | 15,901,000 |
| Total capital | 16,037,000 | 16,307,000 | 16,766,000 | 17,049,000 |
| Risk-weighted assets | 106,899,000 | 111,939,000 | 116,443,000 | 114,462,000 |