Call reports 2021
FIRST CAHAWBA BANK — 2021
What FIRST CAHAWBA BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 182,147,000 | 181,812,000 | 182,359,000 | 179,250,000 |
| Total loans | 92,909,000 | 93,175,000 | 97,918,000 | 92,161,000 |
| Allowance for loan losses | 962,000 | 975,000 | 985,000 | 982,000 |
| Securities available for sale | 39,777,000 | 50,779,000 | 50,134,000 | 38,283,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,601,000 | 167,193,000 | 167,545,000 | 164,501,000 |
| Interest-bearing deposits | 61,370,000 | 62,590,000 | 121,915,000 | 117,185,000 |
| Noninterest-bearing deposits | 105,231,000 | 104,603,000 | 45,630,000 | 47,316,000 |
| Equity capital | 15,263,000 | 14,522,000 | 14,722,000 | 14,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,483,000 | 2,884,000 | 4,233,000 | 5,567,000 |
| Interest expense | 63,000 | 112,000 | 160,000 | 201,000 |
| Net interest income | 1,420,000 | 2,772,000 | 4,073,000 | 5,366,000 |
| Noninterest income | 119,000 | 211,000 | 310,000 | 410,000 |
| Noninterest expense | 1,080,000 | 2,208,000 | 3,306,000 | 4,503,000 |
| Provision for loan losses | 0 | 1,022,000 | 1,022,000 | 1,022,000 |
| Pretax income | 461,000 | -244,000 | 58,000 | 254,000 |
| Income tax | 108,000 | -80,000 | -17,000 | 33,000 |
| Net income | 353,000 | -164,000 | 75,000 | 221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,637,000 | 14,708,000 | 14,894,000 | 14,940,000 |
| Total capital | 16,599,000 | 15,683,000 | 15,879,000 | 15,922,000 |
| Risk-weighted assets | 106,742,000 | 101,975,000 | 110,788,000 | 106,544,000 |