Call reports 2018
FIRST CAHAWBA BANK — 2018
What FIRST CAHAWBA BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 105,542,000 | 105,741,000 | 104,287,000 | 113,042,000 |
| Total loans | 72,709,000 | 73,277,000 | 81,080,000 | 84,377,000 |
| Allowance for loan losses | 736,000 | 769,000 | 815,000 | 879,000 |
| Securities available for sale | 13,423,000 | 11,978,000 | 11,708,000 | 10,992,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,069,000 | 89,199,000 | 87,595,000 | 96,111,000 |
| Interest-bearing deposits | 68,064,000 | 67,818,000 | 65,574,000 | 76,098,000 |
| Noninterest-bearing deposits | 21,005,000 | 21,381,000 | 22,020,000 | 20,013,000 |
| Equity capital | 13,309,000 | 13,427,000 | 13,505,000 | 13,667,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,101,000 | 2,233,000 | 3,406,000 | 4,673,000 |
| Interest expense | 68,000 | 158,000 | 255,000 | 392,000 |
| Net interest income | 1,033,000 | 2,075,000 | 3,151,000 | 4,281,000 |
| Noninterest income | 123,000 | 219,000 | 337,000 | 426,000 |
| Noninterest expense | 911,000 | 1,837,000 | 2,764,000 | 3,681,000 |
| Provision for loan losses | 0 | 35,000 | 95,000 | 165,000 |
| Pretax income | 245,000 | 422,000 | 625,000 | 837,000 |
| Income tax | 66,000 | 108,000 | 155,000 | 204,000 |
| Net income | 179,000 | 314,000 | 470,000 | 633,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,485,000 | 13,622,000 | 13,780,000 | 13,817,000 |
| Total capital | 14,221,000 | 14,391,000 | 14,595,000 | 14,696,000 |
| Risk-weighted assets | 75,141,000 | 76,941,000 | 82,935,000 | 85,092,000 |