Call reports 2017
FIRST CAHAWBA BANK — 2017
What FIRST CAHAWBA BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 104,101,000 | 101,911,000 | 102,719,000 | 102,695,000 |
| Total loans | 61,905,000 | 61,411,000 | 63,278,000 | 73,153,000 |
| Allowance for loan losses | 573,000 | 637,000 | 641,000 | 740,000 |
| Securities available for sale | 12,418,000 | 14,860,000 | 14,795,000 | 14,500,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,803,000 | 85,363,000 | 86,055,000 | 86,227,000 |
| Interest-bearing deposits | 65,850,000 | 65,613,000 | 66,028,000 | 66,204,000 |
| Noninterest-bearing deposits | 21,953,000 | 19,750,000 | 20,027,000 | 20,023,000 |
| Equity capital | 13,214,000 | 13,440,000 | 13,481,000 | 13,236,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 905,000 | 1,848,000 | 2,809,000 | 3,837,000 |
| Interest expense | 56,000 | 112,000 | 176,000 | 237,000 |
| Net interest income | 849,000 | 1,736,000 | 2,633,000 | 3,600,000 |
| Noninterest income | 124,000 | 250,000 | 377,000 | 486,000 |
| Noninterest expense | 705,000 | 1,471,000 | 2,224,000 | 3,097,000 |
| Provision for loan losses | 26,000 | 34,000 | 59,000 | 194,000 |
| Pretax income | 242,000 | 481,000 | 727,000 | 795,000 |
| Income tax | 91,000 | 169,000 | 397,000 | 517,000 |
| Net income | 151,000 | 312,000 | 330,000 | 278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,283,000 | 13,445,000 | 13,480,000 | 13,331,000 |
| Total capital | 13,856,000 | 14,082,000 | 14,121,000 | 14,071,000 |
| Risk-weighted assets | 64,278,000 | 62,502,000 | 64,051,000 | 73,177,000 |