Call reports 2011
FIRST CAHAWBA BANK — 2011
What FIRST CAHAWBA BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 75,557,000 | 75,149,000 | 81,277,000 | 85,676,000 |
| Total loans | 47,158,000 | 47,070,000 | 48,986,000 | 52,890,000 |
| Allowance for loan losses | 656,000 | 627,000 | 789,000 | 560,000 |
| Securities available for sale | 18,363,000 | 17,097,000 | 16,621,000 | 15,829,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,874,000 | 60,163,000 | 66,035,000 | 70,580,000 |
| Interest-bearing deposits | 47,653,000 | 45,503,000 | 50,491,000 | 53,552,000 |
| Noninterest-bearing deposits | 13,221,000 | 14,660,000 | 15,544,000 | 17,028,000 |
| Equity capital | 9,617,000 | 9,941,000 | 10,069,000 | 9,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 765,000 | 1,550,000 | 2,315,000 | 3,112,000 |
| Interest expense | 115,000 | 244,000 | 376,000 | 508,000 |
| Net interest income | 650,000 | 1,306,000 | 1,939,000 | 2,604,000 |
| Noninterest income | 71,000 | 150,000 | 242,000 | 338,000 |
| Noninterest expense | 614,000 | 1,216,000 | 1,859,000 | 2,527,000 |
| Provision for loan losses | 58,000 | 84,000 | 252,000 | 372,000 |
| Pretax income | 107,000 | 318,000 | 242,000 | 215,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 107,000 | 318,000 | 242,000 | 215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,689,000 | 9,922,000 | 9,881,000 | 9,884,000 |
| Total capital | 10,308,000 | 10,549,000 | 10,516,000 | 10,445,000 |
| Risk-weighted assets | 49,014,000 | 50,031,000 | 50,722,000 | 52,518,000 |