Call reports 2010
FIRST CAHAWBA BANK — 2010
What FIRST CAHAWBA BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 66,888,000 | 68,038,000 | 74,095,000 | 72,336,000 |
| Total loans | 44,274,000 | 45,164,000 | 47,232,000 | 46,662,000 |
| Allowance for loan losses | 509,000 | 539,000 | 515,000 | 605,000 |
| Securities available for sale | 10,835,000 | 12,188,000 | 12,394,000 | 13,851,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,345,000 | 58,323,000 | 64,317,000 | 62,725,000 |
| Interest-bearing deposits | 51,778,000 | 51,690,000 | 51,584,000 | 55,044,000 |
| Noninterest-bearing deposits | 5,568,000 | 6,632,000 | 12,733,000 | 7,681,000 |
| Equity capital | 9,521,000 | 9,638,000 | 9,583,000 | 9,523,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 694,000 | 1,405,000 | 2,126,000 | 2,850,000 |
| Interest expense | 146,000 | 286,000 | 410,000 | 519,000 |
| Net interest income | 548,000 | 1,119,000 | 1,716,000 | 2,331,000 |
| Noninterest income | 71,000 | 148,000 | 223,000 | 304,000 |
| Noninterest expense | 591,000 | 1,203,000 | 1,934,000 | 2,475,000 |
| Provision for loan losses | 25,000 | 52,000 | 102,000 | 193,000 |
| Pretax income | 54,000 | 63,000 | -46,000 | 18,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 54,000 | 63,000 | -46,000 | 18,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,546,000 | 9,578,000 | 9,503,000 | 9,552,000 |
| Total capital | 10,055,000 | 10,117,000 | 10,018,000 | 10,157,000 |
| Risk-weighted assets | 44,704,000 | 45,639,000 | 48,330,000 | 47,750,000 |