Call reports 2007
FIRST CAHAWBA BANK — 2007
What FIRST CAHAWBA BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q3 | 2007Q4 |
|---|---|---|
| Total assets | 12,844,000 | 17,966,000 |
| Total loans | 1,740,000 | 8,313,000 |
| Allowance for loan losses | 20,000 | 106,000 |
| Securities available for sale | 0 | 3,003,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 1,967,000 | 7,340,000 |
| Interest-bearing deposits | 1,450,000 | 5,510,000 |
| Noninterest-bearing deposits | 517,000 | 1,830,000 |
| Equity capital | 10,876,000 | 10,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q3 | 2007Q4 |
|---|---|---|
| Interest income | 179,000 | 273,000 |
| Interest expense | 36,000 | 65,000 |
| Net interest income | 143,000 | 208,000 |
| Noninterest income | 0 | 151,000 |
| Noninterest expense | 664,000 | 1,093,000 |
| Provision for loan losses | 20,000 | 106,000 |
| Pretax income | -541,000 | -840,000 |
| Income tax | 0 | 0 |
| Net income | -541,000 | -840,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q3 | 2007Q4 |
|---|---|---|
| Tier 1 capital | 10,876,000 | 10,619,000 |
| Total capital | 10,876,000 | 10,725,000 |
| Risk-weighted assets | 3,791,000 | 10,879,000 |