Call reports 2009
ARROWHEAD COMMUNITY BANK — 2009
What ARROWHEAD COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 |
|---|---|---|---|
| Total assets | 87,173,000 | 83,918,000 | 77,226,000 |
| Total loans | 62,141,000 | 56,664,000 | 53,759,000 |
| Allowance for loan losses | 4,057,000 | 4,321,000 | 4,561,000 |
| Securities available for sale | 316,000 | 227,000 | 22,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 78,552,000 | 75,056,000 | 71,740,000 |
| Interest-bearing deposits | 68,164,000 | 65,371,000 | 62,233,000 |
| Noninterest-bearing deposits | 10,388,000 | 9,685,000 | 9,507,000 |
| Equity capital | 4,490,000 | 7,663,000 | 4,307,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 |
|---|---|---|---|
| Interest income | 955,000 | 1,826,000 | 2,630,000 |
| Interest expense | 299,000 | 618,000 | 904,000 |
| Net interest income | 656,000 | 1,208,000 | 1,726,000 |
| Noninterest income | 184,000 | -309,000 | 466,000 |
| Noninterest expense | 928,000 | 1,769,000 | 2,668,000 |
| Provision for loan losses | 4,097,000 | 5,943,000 | 7,141,000 |
| Pretax income | -4,185,000 | -6,813,000 | -7,832,000 |
| Income tax | -1,516,000 | -2,627,000 | 583,000 |
| Net income | -2,669,000 | -4,186,000 | -8,415,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 |
|---|---|---|---|
| Tier 1 capital | 3,972,000 | 4,137,000 | 3,661,000 |
| Total capital | 4,819,000 | 4,944,000 | 4,393,000 |
| Risk-weighted assets | 64,567,000 | 60,988,000 | 54,748,000 |