Call reports 2008
ARROWHEAD COMMUNITY BANK — 2008
What ARROWHEAD COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 94,240,000 | 87,578,000 | 84,660,000 | 80,783,000 |
| Total loans | 81,779,000 | 82,031,000 | 76,404,000 | 69,487,000 |
| Allowance for loan losses | 876,000 | 1,379,000 | 1,505,000 | 2,375,000 |
| Securities available for sale | 37,000 | 22,000 | 541,000 | 479,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,739,000 | 70,330,000 | 70,524,000 | 67,880,000 |
| Interest-bearing deposits | 65,818,000 | 58,255,000 | 59,996,000 | 58,012,000 |
| Noninterest-bearing deposits | 15,921,000 | 12,075,000 | 10,528,000 | 9,868,000 |
| Equity capital | 8,264,000 | 8,012,000 | 7,468,000 | 6,767,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,577,000 | 3,007,000 | 4,348,000 | 5,435,000 |
| Interest expense | 595,000 | 1,044,000 | 1,450,000 | 1,779,000 |
| Net interest income | 982,000 | 1,963,000 | 2,898,000 | 3,656,000 |
| Noninterest income | 156,000 | 297,000 | 436,000 | 483,000 |
| Noninterest expense | 920,000 | 1,813,000 | 2,705,000 | 3,523,000 |
| Provision for loan losses | 166,000 | 800,000 | 1,789,000 | 4,554,000 |
| Pretax income | 52,000 | -353,000 | -1,160,000 | -3,938,000 |
| Income tax | 23,000 | -131,000 | -440,000 | -1,510,000 |
| Net income | 29,000 | -222,000 | -720,000 | -2,428,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,618,000 | 7,367,000 | 6,869,000 | 6,208,000 |
| Total capital | 8,494,000 | 8,404,000 | 7,839,000 | 7,137,000 |
| Risk-weighted assets | 82,793,000 | 82,605,000 | 77,071,000 | 72,860,000 |