Call reports 2007
ARROWHEAD COMMUNITY BANK — 2007
What ARROWHEAD COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 89,556,000 | 84,730,000 | 84,058,000 | 89,226,000 |
| Total loans | 74,827,000 | 77,857,000 | 75,356,000 | 83,395,000 |
| Allowance for loan losses | 680,000 | 701,000 | 751,000 | 818,000 |
| Securities available for sale | 36,000 | 36,000 | 36,000 | 36,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,054,000 | 76,271,000 | 75,768,000 | 73,708,000 |
| Interest-bearing deposits | 66,487,000 | 60,592,000 | 57,497,000 | 58,788,000 |
| Noninterest-bearing deposits | 14,567,000 | 15,679,000 | 18,271,000 | 14,920,000 |
| Equity capital | 8,062,000 | 8,146,000 | 8,022,000 | 8,285,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,779,000 | 3,629,000 | 5,404,000 | 7,190,000 |
| Interest expense | 580,000 | 1,168,000 | 1,792,000 | 2,439,000 |
| Net interest income | 1,199,000 | 2,461,000 | 3,612,000 | 4,751,000 |
| Noninterest income | 285,000 | 638,000 | 826,000 | 971,000 |
| Noninterest expense | 1,007,000 | 2,021,000 | 3,076,000 | 4,081,000 |
| Provision for loan losses | -40,000 | 11,000 | 85,000 | 375,000 |
| Pretax income | 517,000 | 1,067,000 | 1,277,000 | 1,266,000 |
| Income tax | 203,000 | 419,000 | 503,000 | 504,000 |
| Net income | 314,000 | 648,000 | 774,000 | 762,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,417,000 | 7,501,000 | 7,377,000 | 7,640,000 |
| Total capital | 8,097,000 | 8,202,000 | 8,128,000 | 8,458,000 |
| Risk-weighted assets | 78,416,000 | 79,626,000 | 77,764,000 | 85,658,000 |