Call reports 2006
ARROWHEAD COMMUNITY BANK — 2006
What ARROWHEAD COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 89,602,000 | 88,199,000 | 90,028,000 | 79,888,000 |
| Total loans | 76,882,000 | 78,356,000 | 77,109,000 | 72,815,000 |
| Allowance for loan losses | 736,000 | 763,000 | 752,000 | 720,000 |
| Securities available for sale | 36,000 | 36,000 | 36,000 | 36,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,968,000 | 73,284,000 | 78,739,000 | 67,763,000 |
| Interest-bearing deposits | 57,773,000 | 57,055,000 | 65,871,000 | 55,300,000 |
| Noninterest-bearing deposits | 17,195,000 | 16,229,000 | 12,868,000 | 12,463,000 |
| Equity capital | 7,905,000 | 8,148,000 | 8,446,000 | 8,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,682,000 | 3,431,000 | 5,306,000 | 7,043,000 |
| Interest expense | 539,000 | 1,105,000 | 1,745,000 | 2,308,000 |
| Net interest income | 1,143,000 | 2,326,000 | 3,561,000 | 4,735,000 |
| Noninterest income | 187,000 | 440,000 | 751,000 | 1,033,000 |
| Noninterest expense | 866,000 | 1,752,000 | 2,692,000 | 3,618,000 |
| Provision for loan losses | 82,000 | 109,000 | 101,000 | 69,000 |
| Pretax income | 382,000 | 905,000 | 1,519,000 | 2,081,000 |
| Income tax | 156,000 | 361,000 | 602,000 | 788,000 |
| Net income | 226,000 | 544,000 | 917,000 | 1,293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,260,000 | 7,503,000 | 7,801,000 | 8,102,000 |
| Total capital | 7,996,000 | 8,266,000 | 8,553,000 | 8,822,000 |
| Risk-weighted assets | 77,739,000 | 79,328,000 | 77,671,000 | 73,439,000 |