Call reports 2005
ARROWHEAD COMMUNITY BANK — 2005
What ARROWHEAD COMMUNITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 75,932,000 | 89,950,000 | 81,611,000 | 83,669,000 |
| Total loans | 68,453,000 | 69,726,000 | 72,020,000 | 75,766,000 |
| Allowance for loan losses | 650,000 | 680,000 | 700,000 | 654,000 |
| Securities available for sale | 38,000 | 38,000 | 37,000 | 37,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,736,000 | 79,880,000 | 71,535,000 | 73,750,000 |
| Interest-bearing deposits | 49,667,000 | 55,827,000 | 53,766,000 | 56,753,000 |
| Noninterest-bearing deposits | 13,069,000 | 24,053,000 | 17,769,000 | 16,997,000 |
| Equity capital | 6,879,000 | 7,058,000 | 7,406,000 | 7,754,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,276,000 | 2,701,000 | 4,278,000 | 5,905,000 |
| Interest expense | 326,000 | 718,000 | 1,128,000 | 1,545,000 |
| Net interest income | 950,000 | 1,983,000 | 3,150,000 | 4,360,000 |
| Noninterest income | 229,000 | 469,000 | 881,000 | 1,137,000 |
| Noninterest expense | 807,000 | 1,598,000 | 2,518,000 | 3,381,000 |
| Provision for loan losses | 30,000 | 89,000 | 94,000 | 41,000 |
| Pretax income | 342,000 | 765,000 | 1,419,000 | 2,075,000 |
| Income tax | 138,000 | 307,000 | 562,000 | 820,000 |
| Net income | 204,000 | 458,000 | 857,000 | 1,255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,234,000 | 6,413,000 | 6,761,000 | 7,110,000 |
| Total capital | 6,884,000 | 7,093,000 | 7,461,000 | 7,764,000 |
| Risk-weighted assets | 68,388,000 | 70,873,000 | 70,801,000 | 73,984,000 |