Call reports 2004
ARROWHEAD COMMUNITY BANK — 2004
What ARROWHEAD COMMUNITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 64,193,000 | 67,987,000 | 71,767,000 | 70,992,000 |
| Total loans | 49,943,000 | 58,411,000 | 61,937,000 | 66,463,000 |
| Allowance for loan losses | 540,000 | 563,000 | 600,000 | 620,000 |
| Securities available for sale | 6,010,000 | 38,000 | 38,000 | 38,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,663,000 | 61,813,000 | 65,029,000 | 58,104,000 |
| Interest-bearing deposits | 41,886,000 | 47,462,000 | 52,353,000 | 44,633,000 |
| Noninterest-bearing deposits | 11,777,000 | 14,351,000 | 12,676,000 | 13,471,000 |
| Equity capital | 5,451,000 | 6,061,000 | 6,422,000 | 6,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 970,000 | 1,983,000 | 3,146,000 | 4,358,000 |
| Interest expense | 247,000 | 497,000 | 757,000 | 1,023,000 |
| Net interest income | 723,000 | 1,486,000 | 2,389,000 | 3,335,000 |
| Noninterest income | 142,000 | 356,000 | 603,000 | 855,000 |
| Noninterest expense | 652,000 | 1,357,000 | 2,095,000 | 2,852,000 |
| Provision for loan losses | 10,000 | 30,000 | 61,000 | 82,000 |
| Pretax income | 203,000 | 455,000 | 836,000 | 1,256,000 |
| Income tax | 82,000 | 185,000 | 331,000 | 497,000 |
| Net income | 121,000 | 270,000 | 505,000 | 759,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,787,000 | 5,415,000 | 5,776,000 | 6,029,000 |
| Total capital | 5,327,000 | 5,978,000 | 6,376,000 | 6,649,000 |
| Risk-weighted assets | 53,247,000 | 59,677,000 | 62,619,000 | 65,780,000 |